The first tip
If you purchased a section of surgeries before 01.01.2014, you should know that in addition to allowing you to choose a surgeon not from a list that is a certain advantage in itself, you should know that if you have had any surgery in the last three years including (insurance claim expires after 3 years)
The second tip
If you feel that the monthly payment for health insurance is too high, it is recommended to examine the possibility of moving to the section of surgeries of the complementary type of health insurance (as a supplement to the health insurance fund of the HMOs).
The third tip
If you have an ambulatory appendix in the health policy, you should check if it is possible to get reimbursements for tests, consultations with doctors and more.